Save money during the holidays.
It’s the most wonderful time of the year…
I always look forward to the holidays, the holiday festivities, the feeling of love and joy all around, plus lots of food and gifts, what’s not to love.
However, it is very easy to over spend during the holidays and end up with almost empty pockets right after.
SAVE MONEY DURING THE HOLIDAYS
These easy and simple tips will help you enjoy the holidays without getting broke afterwards.
Choose Online Shopping Over In-Store Shopping.
I love shopping online, its a sure way to benefit from lots of discounts and savings.
Thankfully almost every store now has options for online shopping.
You can easily regulate your purchases when you shop online. A favorite trick of mine is to delay purchasing items I added to the cart.
I would add items to the cart, then come back to it after a day or two; that way, the initial excitement over a cute item I dont really need may have worn off, thus reducing unnecessary expenses for me.
Not only will you be saving a lot by shopping online and snagging discounts from the comfort of your home, but you will also be sure to get a good bang for your bucks while having your packages delivered to your doorstep, almost like a gift from Santa ?
Have a Holiday Budget
One of the best ways to save during the holiday is by having a holiday budget. When you make a budget, It is easier to work towards sticking to your budget and avoiding overspending.
It is very easy to get carried away with all the gift-giving and festivities that come with the holiday season, so having a budget will ensure that you have a financial plan for every part of the holidays.
Make a list of everyone you plan to buy gifts for. Are you hosting a holiday party? It’ll be great to make a budget for that as well as the events you plan to attend.
However, making a budget is one thing, sticking to it is another, so as much as you plan for your holiday expenses, you should also try as much as you can to stick to your budget.
Plan a Potluck Party
The holiday comes with a lot of parties and festivities, so if you are up for a party, maybe plan a potluck instead.
Host a party for your friends and loved ones where each guest can come contribute with a dish or drink.
Not only will this save you a lot of money, you will also save lots of time and energy.
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Pick Creative & Thoughtful Gifts Over Expensive Gifts
The best part about thoughtful gifts is that they dont have to be expensive.
During the holidays, get creative and come up with thoughtful gifts to put a smile on the faces of your loved ones without having to break the bank.
Simple and yet in expensive, especially for that family member or friend that seem to have everything.
You could also try your hands on DIY and handmade gifts. I personally find these gifts so thoughtful and priceless, and I am sure your loved ones would too.
Handmade and DIy gifts will also give you an opportunity to add a more personal and creative touch to gifting.
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Avoid Last Minute Shopping
Getting an early start to holiday shopping is ideal to avoid over spending due to last minute purchases.
Plan to shop during the sale days that come around during the holidays, like Black Friday and Cyber Monday sales. Not only will you rack up savings, you will avoid overspending and also guarantee to have your gifts delivered on time.
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Will you be trying out any of these tips to save money during the holidays ?
